South Africa’s Debt Crisis
Across the country, more households are falling behind on payments. Credit card delinquencies are climbing, with many South Africans struggling to balance repayments for loans, credit cards, vehicles, and housing. The cost of living has risen sharply, and younger consumers in particular are finding it difficult to keep up.
Why Traditional Solutions Aren’t Working
Taking out another loan often makes the situation worse. Debt settlement may reduce balances, but it doesn’t always protect your assets or guarantee lower charges. Without the right plan, many people slip further behind.
How Octogen Provides Relief
This is where debt review comes in — a government-backed solution that’s safe, legal, and practical. With Octogen:
- One monthly installment – all your debts combined into one affordable payment.
- Lower interest rates and fees – we negotiate directly with creditors.
- Asset protection – your house and car are legally shielded from repossession.
- No loans, no upfront costs – it’s not another loan, it’s a real solution.
Take Control with Octogen
For over 20 years, Octogen has been guiding South Africans out of debt. Our NCR-registered team focuses on peace of mind, long-term stability, and protecting what matters most.
Let’s Find Your Solution: Do a free budget assessment today
