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Why So Many South Africans Are Turning to Debt Review in 2025 — And How It Works

In 2025, more South Africans than ever are under pressure. With rising living costs, load shedding, fuel hikes, and higher interest rates, it’s no surprise that thousands of households are falling behind on debt repayments.

But there’s good news — debt review is giving thousands of people across South Africa the breathing room they desperately need.

What’s driving the debt crisis in 2025?

  • Rising food and transport costs
  • Interest rate hikes on home loans and credit cards
  • High levels of unsecured debt like personal loans and store accounts
  • Economic uncertainty and stagnant income growth

Why debt review is becoming a solution for so many:

  • One affordable monthly payment across all your debts
  • Protection from legal action and asset repossession
  • Reduced interest rates and extended repayment terms
  • Peace of mind — no more creditor calls or payment juggling

How Octogen makes a difference:

  • We assess your financial situation with care and confidentiality
  • We negotiate with your creditors to reduce your repayments
  • You get a structured, realistic repayment plan
  • You stay in control — we handle the tough conversations

Your debt doesn’t define you. With the right help, there is a way out.

Take the first step today. Request your free credit check here:
https://octogen.co.za/contact/